The purchase of a home is the largest single purchase most of us ever make. This seminar is designed to provide you with the information you need to make wise decisions as you begin the process of finding and purchasing your new home.

$7,500 Tax Credit. Learn about the new $7,500 Federal Income Tax Credit for first-time homebuyers, or for those who have not purchased a home within the last three years.

The Truth about our Local Real Estate Market. There is has been much negative press about the real estate market generally. Learn exactly what’s happening in our local market, and why this is one of the very best times to purchase real estate that we have seen for decades!

The real estate transaction team. While you, the purchaser, are the most important part of the process, many other professionals are necessary to complete a successful purchase and to minimize risks.

The Homebuying Process and the role of the REALTOR. This topic includes a discussion of the services provided by REALTORS, Buyer Representation Agreements, and advice on how to select a REALTOR.

Financing Alternatives. We will discuss the process of financing home purchases from loan application to closing. We will also consider the advantages and disadvantages of the various choices in types of mortgage loans, e.g. FHA/VA, fixed-rate loans, adjustable rate loans, interest only loans, etc.

Selecting the right home for you. This topic discsses ways you and your family can better understand what kind of home is best for you and your lifestyle. We will also discuss the two main functions a home performs for you. Finally we will explore the power of the Multiple Listing Service (MLS) search engine.

Home Inspectors. We will discuss the home inspection process, typical costs, and the benefits to be gained by buyers.

Legal Considerations. Learn why it is to your advantage to be represented by an attorney during the process of purchasing a home.

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